BILL ANALYSIS                                                                                                                                                                                                    






                           SENATE JUDICIARY COMMITTEE
                            Adam B. Schiff, Chairman
                           1999-2000 Regular Session


          SB 1742                                                S
          Senator Hughes                                         B
          As Amended March 30, 2000
          Hearing Date:  April 4, 2000                           1
          Welfare and Institutions Code                          7
          GMO:pjs                                                4
                                                                 2



                                     SUBJECT
                                         
               Financial Abuse of Mentally Impaired Elder Adults

                                   DESCRIPTION  

          This bill would:
           Authorize any peace officer, member of a county financial  
            abuse specialist team (FAST), or public guardian of a  
            qualified county to report incidents of financial abuse  
            perpetrated against mentally impaired elder persons. 
           Authorize trained peace officers to issue a declaration,  
            as specified, that an elder person is unable to manage  
            his or her financial resources or to resist fraud or  
            undue influence, that there exists significant danger  
            that the elder person would lose all or a portion of  
            his/her property as a result of the fraud or undue  
            influence, and that there is probable cause to believe a  
            crime is being committed against that elder person.
           Authorize the public guardian to then immediately take  
            charge of the elder person's property without determining  
            whether a conservator of the elder's estate should be  
            appointed and whether the public guardian would apply for  
            the appointment.
           Establish a process whereby a person identified as a  
            victim in the peace officer's declaration may bring an ex  
            parte petition to quash the certification.
           Authorize the court, if it determines that there was  
            sufficient evidence for the public guardian's  
            certification, to order disbursements for the elder  
                                                                 
          (more)



          SB 1742 (Hughes)
          Page 2



            person's needs out of the frozen estate, to appoint a  
            temporary conservator and to award reasonable attorney's  
            fees to the elder person's attorney.  The court may also  
            order award up to $500 to the public guardian for  
            services rendered in connection with the filing of the  
            certification, if the filing was made in good faith.


                                    BACKGROUND  

          With a few changes, this bill is another resurrection of SB  
          1868 (Hughes, 1998) and SB 163 (Hughes, 1999).  SB 1868 was  
          vetoed by then-Governor Wilson as unnecessary, as Los  
          Angeles County had already been operating such a pilot  
          project for five years and that the 1998-99 Budget Act  
          appropriated $33.2 million to enhance county adult  
          protective services.  

          Governor Davis vetoed SB 163 on the same basis, stating  
          that the 1999-2000 Budget Act included a $34.9 million  
          augmentation for Adult Protective Services program "to  
          allow for enhanced investigation of reports of elder and  
          dependent abuse, including financial abuse, and services  
          for victims including emergency shelter, in-home protective  
          care, food and transportation.  In addition, public  
          guardians have the existing legal authority to avail  
          themselves of the courts to temporarily freeze the assets  
          of potential victims."  The message concluded that "[I]f  
          there is a demonstrated need for further legislation to  
          facilitate appropriate action at the county level, I will  
          entertain it."


                             CHANGES TO EXISTING LAW
           
           Existing law  provides various criminal and civil sanctions  
          for offenses involving the abuse of an elder or independent  
          adult.

           Existing law  provides for the public guardian of a county  
          to take possession or control of property that is subject  
          to loss, injury, waste or misappropriation, if the public  
          guardian determines the requirements for appointment of a  
          guardian or conservator of the estate are satisfied and the  
          public guardian intends to apply for the appointment.   
                                                                       




          SB 1742 (Hughes)
          Page 3



          [Probate Code Section 2900.]  A written certification to  
          this effect by the public guardian is effective for five  
          days when issued, and may be recorded in the county in  
          which a person's real property is located.  A financial  
          institution receiving the public guardian's written  
          certification is required to provide to the public guardian  
          information regarding property it holds in the name of the  
          proposed ward or conservatee and to surrender property that  
          is subject to waste, loss, or misappropriation.  [Probate  
          Code Section 2901.]

           This bill  would authorize the public guardian of a  
          qualified county to take control of property belonging to  
          an elder person and to issue a certification of that fact  
          to a financial institution as provided under Probate Code  
          Section 2901, without first determining that the  
          requirements for appointment of a guardian or conservator  
          of the estate are satisfied and that the public guardian  
          intended to apply for the appointment as guardian or  
          conservator of the endangered estate.   The bill would  
          limit this authority to the public guardian of a county  
          that has all of the following:  a) a financial abuse  
          specialist team (FAST); b) sufficient law enforcement  
          trained in assessing competence; c) a law enforcement unit  
          dedicated to investigation of elder financial abuse and  
          enforcement of laws applicable to elder abuse.  The public  
          guardian would base the decision to seize the property on a  
          declaration filed by an authorized peace officer.

           This bill  would authorize a peace officer, upon completion  
          of a check-off competence assessment form and signed  
          concurrence by a member of the FAST, to issue a declaration  
          to the public guardian stating that:
           there is probable cause that the mentally impaired elder  
            is substantially unable to manage his or her financial  
            affairs or to resist fraud or undue influence;  and,  
           there is significant danger that the elder person will  
            lose all or a portion of his or her property due to fraud  
            or misrepresentation or the elder's mental incapacity;  
             and,  
           there is probable cause to believe that a crime is being  
            committed against the elder person;  and,  
           the crime being committed is connected to the mental  
            impairment of the elder;  and,  
           the victim suffers from that inability as a result of  
                                                                       




          SB 1742 (Hughes)
          Page 4



            deficits in one or more of specified mental functions.

           This bill  would then authorize the public guardian to take  
          immediate possession and control of the elder's property  
          and to issue a recordable certificate to that effect.  An  
          elder person who is the subject of a certification issued  
          by the public guardian may petition the court for an order  
          quashing the certification.  The court would be required to  
          quash the certification if the court finds that there was  
          insufficient basis for the certification to have been  
          issued.  If the certification is quashed, the bill would  
          authorize the public guardian to request the court for a  
          payment from the elder person's estate of up to $500 in  
          attorney's fees and costs incurred in taking this action in  
          good faith. 

           This bill  would authorize the court hearing a petition to  
          quash the public guardian's  certification to order, if  
          sufficient evidence is found to justify the certification,  
          disbursements from the elder person's estate for his or her  
          needs, the appointment of a temporary conservator, and an  
          award of reasonable attorney's fees to the elder person's  
          attorney from the estate.

          Finally,  this bill  would entitle the public guardian who  
          has taken possession of property under this bill to  
          reasonable costs incurred in protecting the property,  
          including reasonable attorney's fees, if specified  
          conditions were met.





                                     COMMENT
           
          1.   Stated need for legislation  

            In 1998, SB 1780 (Murray), SB 1715 (Calderon) and SB 2199  
            (Lockyer) were enacted to strengthen the laws against  
            abuse of the elderly and dependent adults.  These bills  
            redefined financial abuse, broadened mandated reporting  
            requirements in cases where suspected abuse (including  
            financial abuse) is being perpetrated on the elderly and  
            dependent adults, and imposed penalties for crimes  
                                                                       




          SB 1742 (Hughes)
          Page 5



            involving financial abuse against the elderly.  Though  
            the results of these three bills have yet to be measured  
            (two became effective January 1, 1999, and the other May  
            1, 1999), proponents of this bill state that they are not  
            enough, considering the problems encountered daily in the  
            field of financial abuse of the elderly.

            The Commission on Aging and the Senior Legislature report  
            that cases of fiduciary abuse of the fast-growing elderly  
            population are multiplying, and that law enforcement  
            officers and financial institutions have expressed  
            frustration with the current system of protection given  
            to the elderly while their cases are being investigated.   
            According to the sponsor, many people assume that the  
            public guardian is always available to assist a victim or  
            potential victim during the course of an investigation.

            This is not the case, however, as a public guardian is  
            not authorized by law to intercede in a situation unless  
            he or she intends to seek appointment as the conservator  
            or guardian of the victim.  Moreover, the sponsor  
            contends that the public guardian is inadequately funded  
            and thus unable to intercede in many cases.  This bill  
            would create pilot programs to reduce incidences of  
            financial abuse of the elderly and dependent adults by  
            utilizing resources available to peace officers, and by  
            expanding the public guardian's authority to issue a  
            five-day hold on vulnerable accounts and other property.   

            This bill, according to the sponsor, reflects one of the  
            recommendations made to the Commission on Aging during a  
            statewide summit to examine California's responsiveness  
            to the growing incidence of elder abuse.  The California  
            Elder Abuse Summit for Empowerment (CEASE '97) was  
            attended by over 300 leaders of state and local social  
            services, law enforcement, health care providers, and  
            senior organizations.

          2.   Peace officer to issue declaration re:  competence (or  
          incompetence)

             Under this bill, a peace officer trained and certified by  
            Peace Officer's Standard Training (POST) in relevant  
            elder abuse laws may issue a declaration concerning an  
            elder person if all four conditions are met:  the elder  
                                                                       




          SB 1742 (Hughes)
          Page 6



            person is unable to manage his or her financial affairs;  
            there is a significant danger that the elder will lose  
            part or all of his or her property; there is probable  
            cause to believe that a crime is being committed against  
            the elder person; and the crime is connected to the elder  
            person's inability to manage his or her financial  
            affairs.

            This certification by the trained peace officer would be  
            done on a prescribed form contained in the bill.  The  
            form essentially is a "check off" of various tests of  
            mental competence used in assessing potential  
            conservatees under Probate Code Section 810 et seq.  The  
            peace officer would be trained in the administration of  
            these tests by a special POST course. 

            This bill would further require that this certification  
            be co-signed by another member of the financial abuse  
            specialist team (FAST) who is a mental health or medical  
            professional or a social worker dealing with adult  
            protective services, who would certify his or her  
            agreement with the certification.

          3.   Public guardian may or may not issue a certificate  
          under Probate Code  2901

             This bill would authorize the peace officer to submit the  
            declaration regarding the suspected financial abuse to  
            the public guardian, who may then take immediate  
            possession of the elder person's property and further  
            decide whether or not to issue a recordable certification  
            that the public guardian is authorized to take possession  
            of the elder person's property in the county in which  
            said property is located. 

            Under current law, the public guardian would issue and  
            record such a certification only if he or she intended to  
            file a petition for a conservatorship or guardianship of  
            the elder or dependent adult. 

            This bill would allow the public guardian to record such  
            certification even if the public guardian has no  
            intention of filing for conservatorship, but the  
            recordation of said certification would freeze the elder  
            person's assets for a period of five days.  During that  
                                                                       




          SB 1742 (Hughes)
          Page 7



            time, presumably, some action would be taken by a number  
            of other agencies, including the public guardian himself  
            or herself, to determine whether a conservatorship is in  
            order, family could be contacted, or other caretakers of  
            the elder person could take action.

          4.   Elder person's right to quash the certificate  

            This bill would permit an elder person to quash the  
            certification by filing a petition ex parte.  Filing fees  
            could be deferred or waived for this application.  The  
            court would then determine if there was sufficient  
            evidence to justify the certification, and, if so, the  
            court could order disbursements from the elder person's  
            estate for payment for his or her needs, and appoint a  
            temporary conservator for the elder person if there are  
            sufficient grounds to meet the requirements of Probate  
            Code  2250.

            If there were not sufficient grounds for the public  
            guardian to have issued the certification, this bill  
            would require the court to quash the certification. 

            Under this bill, an elder person's estate could be  
            charged up to $500 in attorney's fees for services  
            rendered by a public guardian who takes custody of the  
            elder person's estate in good faith based upon the peace  
            officer's declaration. 

          5.   Public guardian's fees

             This bill would authorize the public guardian to collect  
            reasonable costs, including attorney's fees, from the  
            estate of the elder person for services rendered, even if  
            the public guardian does not petition the court to be  
            appointed as conservator of the elder person if one of  
            the following occurs after the public guardian takes  
            charge of the elder person's estate:

            A)  The public guardian or another person is appointed as  
            temporary or
                  general conservator of the estate or;
            B)  An attorney-in-fact under a durable power of  
            attorney, or a trustee (under
                  a living trust?) takes steps or is notified of the  
                                                                       




          SB 1742 (Hughes)
          Page 8



            need to take steps to protect
                  the  rights of the elder person or;
            C)  An action against the financial abuser is brought by  
              the elder person or a               successor in  
              interest of the elder person arising from a harm that  
              the public guardian's action was intended to minimize  
              or prevent.

            The Los Angeles County Counsel, representing the public  
            guardian, states that in cases where the public guardian  
            would take action under this bill and not petition for  
            conservatorship, the costs incurred by the county would  
            be somewhere around $500.  This fee would be charged to  
            the elder person or the conservator, trustee, or  
            attorney-in-fact, who may or may not pay the fee. If it  
            is not paid, the public guardian can send it to  
            collections or file a small claims action.

            Where the action taken by the public guardian requires  
            much more work, and higher attorney's fees are incurred,  
            proponents state that the public guardian should be able  
            to hire private attorneys to do the work and pay for  
            those services. The attorney's fees and costs would then  
            be approved by the court as reasonable.

            The reason for this, proponents state, is that unless the  
            public guardian can be paid reasonable attorney's fees  
            (to pay private attorneys) that approximate going rates  
            for private attorneys, only those estates large enough to  
            generate those fees will get the attention of the FAST  
            team.  Probate judges are not inclined to pay the public  
            guardian the private sector value of their work,  
            proponents say, unless the estate is large. 

          6.   Financial abuse specialist team (FAST) requirements;  
            coordination with existing adult services protective  
            agency programs  

            Under this bill, there would be at least 10 members of a  
            financial abuse specialist team (FAST), at least one from  
            each of the following categories:

                 psychiatrists, psychologists, marriage, family and  
              child counselors, clinical
               social workers, or other licensed mental health  
                                                                       




          SB 1742 (Hughes)
          Page 9



           professional;
                 public guardian;
                 police or other law enforcement agent;
                 district attorney's office;
                 medical personnel with training in health services;
                 social workers with experience in prevention of  
              elder abuse;
                 member of the county adult protective services  
              program;
                 member of the county long-term care ombudsman  
              program;
                 representative of a financial institution;
                 attorney proficient in the practice of elder abuse.

           Further, at least one member of FAST shall be:
             trained in the prevention of financial abuse of elder  
              persons;
             trained in the identification of financial abuse of  
           elder persons;
                  trained in the treatment of financial abuse of  
              elder persons;
                  trained in all of the above.

            The FAST would be required to contain members who, in the  
            aggregate, are qualified to provide a broad range of  
            services related to the financial abuse of the elder  
            persons.

            Under the provisions of the newly enacted laws relating  
            to elderly abuse, each county is to establish a  
            multi-disciplinary team that would respond within 10 days  
            to reported incidents of elderly abuse, including  
            financial abuse.  These multi-disciplinary teams are to  
            be composed of 1) psychiatrists, or other trained  
            counseling personnel; 2) police officers; 3) medical  
            personnel with training in health services; 4) social  
            workers with experience or training in prevention of  
            abuse of the elderly; and 5) public guardians.  This  
            bill, however, would mandate 10 different classes of  
            persons to be on the FAST.
             
            Given that the same classes of persons would be mandated,  
            under this bill, to be part of the FAST, could not the  
            already mandated multi-disciplinary team function as the  
            FAST for the program contemplated by this bill?  This  
                                                                       




          SB 1742 (Hughes)
          Page 10



            would simplify the constitution of the FAST, and avoid  
            duplication. 

            This bill would require that the activities covered by  
            the bill be coordinated with existing mandated programs  
            affecting financial abuse of the mentally impaired elders  
            that are administered by the county adult protective  
            services agency.

          7.   Governor's objections to SB 163 resolved

             Proponents argue that in its present form, the Governor's  
            objections to the passage of SB 163 (Hughes, 1999) are  
            overcome.  In contrast to what would have been required  
            of public guardians under SB 163, the public guardian  
            under SB 1742 would not be required to act if a peace  
            officer were to submit a declaration as defined in this  
            bill.  This is so, even under current law, but at least,  
            proponents state, more incidents will be brought to the  
            public guardian's attention because of the involvement of  
            peace officers and the expanded version of the FAST, and  
            the expedited handling of potential financial abuse of  
            the elderly will be promoted.

          8.    Definition of "financial abuse"  
           
              This bill would make a clarifying amendment to the  
             current Welfare and Institutions Code definition of  
             "financial abuse" that affects transfers of property to  
             or from third parties, where the third party commits  
             acts of bad faith in regard to such transfers.

             AB 2107 (Scott) would also redefine "financial abuse"  
             under the Welfare and Institutions Code.  The  
             definitions should be reconciled if both bills pass.


          Support:  Board of Supervisors County of Santa Clara

          Opposition:  None Known

                                    HISTORY
           
          Source:  State of California Commission on Aging; Estate  
                 Planning, Trust and 
                                                                       




          SB 1742 (Hughes)
          Page 11



                         Probate Law Section of the State Bar of  
                 California

          Related Pending Legislation:  AB 2107 (Scott), see Comment  
          8.
           
          Prior Legislation:  SB 1868 (Hughes, 1998), vetoed;  SB 163  
          (Hughes, 1999) vetoed.
          

                                 **************