BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 1572
                                                                  Page  1

          SENATE THIRD READING
          SB 1572 (Alarcon)
          As Amended August 7, 2000
          Majority vote 

           SENATE VOTE  :25-1  
           
           HOUSING             8-0         APPROPRIATIONS      14-6        
           
           ----------------------------------------------------------------- 
          |Ayes:|Lowenthal, Aroner, Dutra, |Ayes:|Migden, Alquist, Aroner,  |
          |     |Knox, Mazzoni, Runner,    |     |Cedillo, Corbett, Davis,  |
          |     |Torlakson, Wildman        |     |Kuehl, Papan, Romero,     |
          |     |                          |     |Shelley, Thomson, Wesson, |
          |     |                          |     |Wiggins, Wright, Roderick |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |Nays:|Campbell, Ackerman,       |
          |     |                          |     |Ashburn, Brewer, Runner,  |
          |     |                          |     |Zettel                    |
           ----------------------------------------------------------------- 

           SUMMARY  :  Revises state notice requirements that apartment  
          owners must give when they opt-out of federal housing assistance  
          programs, prepay federal loans, or terminate rental restrictions  
          on federally assisted housing developments (AHDs).   
          Specifically,  this bill  : 

          ) Requires an owner to provide tenants and affected government  
            entities with a preliminary notice 12 months prior to the  
            anticipated date of an opt-out or prepayment and allows the  
            owner to satisfy this requirement by fulfilling federal notice  
            requirements.

          2)Allows the owner to satisfy the 12 month notice requirement by  
            submitting a copy of the federal notification forms to the  
            Department of Housing and Community Development (HCD).

          3)Requires an owner at six months prior to the date of an  
            opt-out or prepayment, rather than the current nine months, to  
            provide tenants and affected government entities with the more  
            detailed notice required under existing state law.

          4)Provides that a property owner that complies with the  
            provisions of law in existence prior to January 1, 2001 shall  








                                                                  SB 1572
                                                                  Page  2

            be deemed in compliance with this section when it takes  
            effect.

          5)Requires an owner to notify the tenants and affected  
            government agencies of any significant changes to the six  
            month notice within seven business days.

          6)Requires an owner that decides to terminate a subsidy contract  
            or prepay a federal mortgage on an AHD to give notice of the  
            opportunity to purchase the property to qualified entities on  
            the list maintained by HCD.

          7)Prohibits an owner of an AHD from terminating a subsidy  
            contract or prepaying a federal mortgage without providing  
            specified entities with an opportunity to submit an offer to  
            purchase the development.

          8)Prohibits an owner of an AHD from selling or disposing of the  
            development in a manner that would discontinue its use as an  
            assisted development or terminate its low-income use  
            restrictions without providing specified entities with an  
            opportunity to submit an offer to purchase the development.

          9)Deletes the January 1, 2002 sunset date on current state law.

          10)Provides a January 1, 2011 sunset date on this law.

          11)Grandfathers in any bona fide purchase offer that an owner  
            has accepted prior to the date that the bill takes effect on  
            January 1, 2001.

          12)Clarifies that injunctive relief is available to any party  
            aggrieved by a violation of this section.

          13)Requires the Director of HCD to approve notice forms to be  
            used by owners to comply with this section, and requires  
            owners to use these forms once they have been approved.

          14)Applies the notice provisions contained in this bill to  
            housing developments subsidized by tax credits.

          15)Requires qualified entities to continue accepting federal  
            assistance if offered at a level that preserves the fiscal  
            viability of the project.









                                                                  SB 1572
                                                                  Page  3

          16)Extends the exclusive negotiating period for tenant  
            associations making an offer to purchase the development from  
            120 to 180 days.

          17)Increases from 15 to 30 days the time that a qualified entity  
            has to match an offer from a non-qualified entity.

          18)Clarifies that in order to become a qualified purchaser of an  
            AHD, an entity shall not have officers or board members with a  
            financial interest in assisted housing that has terminated a  
            subsidy contract or prepaid a mortgage on a development  
            without continuing the low-income restrictions.

           EXISTING LAW  extends the existing statute that is scheduled to  
          sunset on January 1, 2002.  (Please refer to the policy  
          committee analysis for a detailed summary of existing law.)

           FISCAL EFFECT  :  Unknown

           COMMENTS  :  In the coming years, California is expected to lose  
          almost 100,000 units of low-income housing subsidized by the  
          United States Department of Housing and Urban Development (HUD)  
          that will convert to market-rate rents. 

          There are two kinds of federally subsidized housing at risk, FHA  
          mortgage insured properties that have regulatory agreements and  
          project-based Section 8.  Projects built under FHA mortgage  
          insurance offered property owners low interest 40-year loans in  
          exchange for a commitment to provide affordable rent to  
          low-income persons.  FHA mortgage insured properties allowed the  
          owner to prepay the mortgage after 20 years and remove the  
          affordability restrictions upon prepayment.  The second type of  
          subsidy is known as project-based Section 8.  In this case, the  
          affordability of rents is achieved by the government providing  
          rent subsidy through a contract with the property owner.  By  
          2001, it is expected that 60% of all Section 8 contracts will  
          reach maturity and the owners will have the opportunity to  
          "opt-out" of the program at that time.

          Whether the owner prepays his/her FHA mortgage, or opts out of  
          the project-based Section 8 program, the tenants benefiting from  
          housing assistance will be faced with the loss of  
          project-assisted rent subsidies, and will face either paying  
          market rents or using federal housing vouchers or certificates.   
          Generally, in these situations, a tenant receives federal  








                                                                  SB 1572
                                                                  Page  4

          Section 8 vouchers that are valid for one year, they are,  
          nonetheless displaced by conversion and may experience extreme  
          hardship trying to use their vouchers or locate alternative  
          housing in today's low-vacancy housing markets.

          Federal law requires a 12-month notice to tenants upon  
          termination of project-based Section 8 and if an owner prepays  
          the federally subsidized mortgage.  This bill would harmonize  
          California's notice requirements with the federal requirements,  
          and provides for an additional notice six months before the  
          property converts. 

          The goal of this bill is to make the notification process more  
          user-friendly for owners without sacrificing the flow of  
          information that helps tenants understand and deal with their  
          situation and that helps state and local governments address the  
          loss of affordable housing stock.  


           Analysis Prepared by  :  Chereesse Thymes / H. & C.D. / (916)  
          319-2085 



                                                                FN: 0005794