BILL ANALYSIS                                                                                                                                                                                                    




                   Senate Appropriations Committee Fiscal Summary
                           Senator Tom Torlakson, Chairman

                                           364 (Simitian)
          
          Hearing Date:  1/24/08          Amended: 1/17/08
          Consultant: Nora Lynn           Policy Vote: Judiciary 3-2
          _________________________________________________________________ 
          ____
          BILL SUMMARY:   

          SB 364 would require businesses and state agencies, in the event  
          of a security breach of computer data bases containing personal  
          information, to provide specified information in plain English  
          in the notices they're currently required to provide to  
          California consumers. Businesses and agencies would also be  
          required to provide an electronic notification of these breaches  
          to the Office of Information Security and Privacy Protection  
          (OISPP) who would be required to maintain a website to receive  
          the electronic notifications of the breaches and post specified  
          information about them for the public. OISPP would further be  
          required to report to the Legislature annually with specified  
          information about the breaches that had taken place in the  
          previous year.
          _________________________________________________________________ 
          ____
                            Fiscal Impact (in thousands)

           Major Provisions         2008-09      2009-10       2010-11     Fund
           
          Website, report, data storage     $83-$146    $75        
          $75General

          Data entry, posting    Unknown, potentially significant;Various
                                 see staff comments
          _________________________________________________________________ 
          ____

          STAFF COMMENTS: This bill meets the criteria to be placed on the  
          Suspense file.

          Security breaches of computerized data that contain unencrypted  
          personal information, as defined, are currently required to be  

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          disclosed to California residents upon their discovery as  
          expediently as possible and consistent with the needs of law  
          enforcement.

          SB 364 would require the security-breach notices to be written  
          in plain English; to contain specified information about the  
          breach, including the information that may have been breached,  
          the date and a general description of the breach incident; the  
          number of persons affected; and the names and contact numbers of  
          the major credit card reporting agencies and the reporting  
          agency or business. Agencies and businesses would also be  
          required to provide an electronic notification to OISPP of any  
          breach who would then post information about the breach on a  
          website available to the public. OISPP would additionally be  
          required to produce an annual report for the Legislature each  
          year on specified information about breach information it  
          receives.

          SB 364 does not specify how breach information is to be  
          reflected on the OISPP website - if each consumer impacted by a  
          breach is intended to be posted separately, or if information  
          about each breach incident is to be entered. OISPP projects  
          first-year General Fund costs of $82,500 (if the website is to  
          reflect breach incidents) or $146,000 (to reflect information  
          about individual consumers impacted by a breach) associated with  
          designing the required website and database. Ongoing costs are  
          estimated at $75,000 per year to maintain the site and database.  
          The author may wish to consider clarifying how breach data is to  
          be reflected on the OISPP site as well as how long data about  
          breaches is to be stored; SB 364 does not currently contain a  
          retention period for this information.

          Additionally, OISPP will accrue costs for data entry associated  
          with this measure. SB 364 is silent as to how the data sent to  
          OISPP will make its way to the breach information website. State  
          agencies could enter their own breach data (either that of  
          individual consumers or of breach incidents), but it is unlikely  
          that a state-operated website would be open to businesses for  
          data entry purposes. Assuming state agencies were to have  
          100,000 computerized records containing personal data breached  
          in 500 breach incidents per year, staff costs associated with  









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          entering and posting the data on the OISPP website would range  
          from just more than $2,000 (to enter information on the  
          associated breach incidents) to $425,000 (for individual  
          consumers). Similarly, costs vary dramatically for data entry  
          for breach information from the private sector; assuming 5  
          million individuals had their information breached in 5,000  
          incidents per year, costs for state employees to enter data  
          about these breaches on the website could range from $25,000 per  
          year (breach incidents) to $25 million (per individual).