BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 567
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          Date of Hearing:   January 16, 2008

               ASSEMBLY COMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT
                                 Lori Saldana, Chair
                    AB 567 (Saldana) - As Amended:  April 10, 2007
           
          SUBJECT  :   Common Interest Development Bureau 

           SUMMARY  :   Establishes the Office of the Common Interest  
            Development Bureau (Bureau) as
          a pilot project within the Department of Consumer Affairs (DCA)  
            to provide education, dispute
          resolution, data collection, and abatement of violations of the  
            law in common interest
          developments (CID).  Specifically,  this bill:   

          1)Makes legislative findings including the fact that there are  
            41,000 CIDs in the state, the complexities that volunteer  
            director's face in managing and complying with existing laws,  
            and the adversarial nature of private litigation which is the  
            mechanism under existing law to enforce CID law.  

          2)Requires the Bureau to offer training materials and courses to  
            CID directors, officers and owners regarding the operation of  
            a CID and the rights and duties of an association owner.   
            Provides a fee may be charged for training materials or  
            courses that do not exceed the actual cost. 

          3)Requires that within 60 days of assuming office an association  
            director or employment as a community manager either must file  
            a certification with the Bureau that they have read each of  
            the following: the declaration, articles of incorporation,  
            by-laws of the association, and either the Davis-Stirling  
            Common Interest Development Act or a summary of the law.  

          4)Requires the Bureau to maintain a toll-free number and an  
            internet web site.

          5)Requires a homeowners association (HOA) to provide its members  
            with annual written notice of the web site address and toll  
            free number of the Bureau. 

          6)Provides any interested party may request that the Bureau  
            provide assistance in resolving a dispute involving the laws  
            governing CIDs or the governing documents of a CID. 








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          7)Provides if the Bureau receives a complaint from a CID  
            homeowner alleging a HOA has violated the law, the Bureau will  
            do one of the following:

             a)   refer the complaint to another state or federal agency  
               if it is within the jurisdiction of that
                   agency;

             b)   investigate the alleged violation; and/or

             c)   dismiss the complaint for failure to state a violation  
               of law.

          8)Requires if the Bureau determines after an investigation that  
            a violation of law has occurred then it will attempt to remedy  
            the violation by mutual agreement of the parties.
          9)Provides only if a violation cannot be remedied by mutual  
            agreement of the two parties, the Bureau may serve a written  
            citation on the HOA, which includes the law that has been  
            violated, an order to cease the activity, and may include a  
            maximum $1000 fine depending on the size of the association  
            and the gravity of the violation, and the procedure for  
            requesting an administrative hearing on the citation.

          10)  Requires the HOA must file a request for an administrative  
            hearing on the citation within 30 days of receipt and requires  
            DCA to conduct the hearing within 90 days of the request. 

          11)  Requires DCA to appoint a presiding officer qualified as an  
            administrative law judge, who is not an employee of the  
            Bureau, to review the citation and administer the hearing.

          12)  Provides the final decision in an administrative review is  
            subject to judicial review.

          13)  Provides an order or fine is enforceable only after it is  
            upheld in the administrative hearing or if the HOA does not  
            request a hearing within 30 days of receiving the citation.  

          14)  Provides if a HOA does not comply with an order or fine,  
            the Bureau may file an action in superior court to enforce.   
            If the court determines it is enforceable, the court shall  
            issue a judgment which has the same force as a judgment in a  
            civil action.  








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          15)  Requires a HOA to inform the membership each year of any  
            citations it receives, the nature of the citations, and any  
            fines levied against the HOA. 

          16)  Requires the Bureau to report annually to the Legislature  
            no later than October 1 of each year on the following: 

             a)   number of requests for assistance received;

            b)   how a request either was or was not resolved and staff  
              time required to resolve the inquiry; and

            c)   analysis of the most common and serious types of disputes  
              and any recommendations for statutory reform.

             17)Requires the Bureau to submit on or before January 1,  
               2011, recommendations to the
                 Legislature on the scope of the Office specifically on  
          the following issues:

            a)   whether or not the Bureau should have authority to  
              oversee association elections; and

            b)   whether or not the provisions requiring a new association  
              director or managing agent certify they have read the  
              governing documents should be revised. 

             18)Allows the Bureau to establish an advisory committee that  
               is comprised of a fair
                 representation of interests involved in CIDs.

          19)  Requires an association to pay the Bureau a biennial fee to  
            the Secretary of State (SOS) every two years in the amount of  
            $10 for each separate interest within the CID.   

          20)  Provides the biennial fee is not subject to the same  
            approval requirements for regular assessments of the  
            association. 

          21)  Allows the Bureau to evaluate the biennial fee amount every  
            two years to determine if it should be adjusted to provide the  
            necessary revenue for the next two years. Restricts the  
            biennial fee to no more than $20. 









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          22)  Creates the Common Interest Bureau Fund within the SOS in  
            which all Bureau fee revenue will be placed for the continuous  
            appropriation of the operation of the Bureau.

             23)Requires the Bureau to reimburse the SOS for any cost it  
               incurs. 

          24)  Provides a HOA is excused from paying the fee for a  
            separate interest if another association has already paid the  
            fee and certified payment through a form to be developed by  
                the SOS.

          25)  Provides the Bureau may establish a rule governing which  
            association should pay the fee if a separate interest is part  
            of more than one association. 

          26)  Requires the Bureau adopt governing practices and  
            procedures in accordance with the Administrative Procedures  
            Act. 

          27)  Provides information and advice provided by the Bureau has  
            no binding legal effect and is not subject to the rulemaking  
            provisions of the Administrative Procedure Act.

             28)Delays the hiring of staff for the Bureau for six months  
               after creation.  

             29)Provides a sunset provision of January 1, 2013. 

           EXISTING LAW  

          1)The Davis Stirling Common Interest Development Act provides  
            the rules and regulations within which homeowner associations  
            may operate in a common interest development (Civil Code  
            Sections 1350 - 1376).

          2)Requires the association to register every two years with the  
            SOS for a fee and to provide certain information regarding the  
            organization. Failure to register will result in a suspension  
            of the association's rights as a corporation and monetary  
            penalties (Civil Code Section 1363.6).

          3)Prohibits, except for emergency assessments as defined, the  
            board of directors of an association from imposing a regular  
            assessment that is more than 20% greater than the regular  








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            assessment for the association's preceding fiscal year [Civil  
            Code Section 1366(b)].

           FISCAL EFFECT  :  Unknown. 
           



          COMMENTS  :
           
          Background  :

          There are over 41,000 CIDs in the state that range in size from  
          three to 27,000 units. CIDs make up over four million total  
          housing units which represents approximately one quarter of the  
          state's housing stock. In the 1990s, over 60% of all residential  
          construction starts in the state were CIDs. CIDs include  
          condominiums, community apartment projects, and housing  
          cooperatives and planned unit developments. They are  
          characterized by a separate ownership of dwelling space coupled  
          with an undivided interest in a common property, restricted by  
          covenants and conditions that limit the use of common area, and  
          the separate ownership interests and the management of common  
          property and enforcement of restrictions by a HOA.   CIDs are  
          governed by the Davis Stirling Act as well as the governing  
          documents of the association including bylaws, declaration, and  
          operating rules. Except when CIDs are first developed, no state  
          agency provides ongoing oversight to these communities.  

           Need for the bill  : 

          CID's are governed by elected volunteer directors. According to  
          the sponsor, faced with the complexity of CID law, many  
          volunteer directors make mistakes and violate procedures for  
          conducting hearings, adopting budgets, establishing reserves,  
          enforcing rules and restrictions, and collecting assessments.  
          Many homeowners do not understand CID law and their rights under  
           
          the governing documents; as a result, conflicts arise between   
          the association and homeowners. 
          The only remedy available to resolve disputes between a  
          homeowner and an association or between homeowners is private  
          litigation. This process can be both expensive and lead to  
          animosity that can degrade the quality of life of a community  
          and lead to future disputes. In addition homeowners that sue  








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          their association are ultimately suing themselves and their  
          neighbors as the cost of litigation is borne by the community.  

          Funded through a $5 fee per unit/per year, the Bureau would  
          educate volunteer homeowner board directors and homeowners  
          through a toll free number, web site, provide training materials  
          and courses, informal conference, and by citing and fining HOAs  
          that after investigation are found to have violated state law.    
          In addition, the Bureau will collect data on the types of  
          disputes that arise in CIDs and make recommendations to the  
          Legislature as to needed changes in CID law.  Similar programs  
          are pending in other states including both Arizona and New  
          Jersey.   

           Other Jurisdictions  : 

          Several other states, including Florida, Nevada and Hawaii,  
          provide services to CID associations similar to the ones  
          proposed in this legislation. Both Florida and Nevada are funded  
           
          through an annual fee paid by homeowners and have found  
          significant public demand for their services. The Nevada  
          Legislature created the Office of the Ombudsman for Owners in  
          Common Interest Communities to provide services to CIDs  
          including education and informal dispute resolution.   Nevada  
          has approximately 2,073 CIDs made up of 310,501 separate  
          interests which represents one-tenth of the CIDs in California.  
          The Nevada Ombudsman charges a $3 annual fee per separate  
          interest and employs 13 full time staff.  In 2003, the Nevada  
          program was expanded to include enforcement power.  Nevada,  
          Florida, Maryland and Hawaii include an administrative  
          enforcement authority component in their CID oversight agency. 
          In Hawaii, the Real Estate Commission provides services to  
          condominiums including referrals and subsidy for mediation  
          services, publishes information on their website and in print,  
          and responds to specific inquires. The Hawaii program is funded  
          by a $4 per unit biennial fee charged to registered  
          condominiums. In 2004, Hawaii's program received 22,000 requests  
          for advice from their 135,000 condominiums. 

           Bureau Fee  :  
                     
          The proposed CID Bureau would be funded through a yearly $5 fee  
          for each separate interest collected biennially by the  
          association and paid to the SOS when an association files its  








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          statement of principal business activity. The fee for the  
          Bureau's services breaks down to 42 cents per unit per month. Of  
          the estimated 41,000 CIDs in the state, approximately 21,000  
          have registered with the SOS. Although the SOS does not  
          currently track the number of units in an association the  
          average size of a CID is 100 units.  At the current level of  
          compliance, the 2.1 million units that have been registered will  
          produce approximately $10.5 million annually. If all CIDs comply  
          with registration the $5 annual fee generated by this pilot  
          program would produce approximately $20 million per year. The  
          Bureau has discretion to adjust the fee if the actual cost of  
          the program is higher or lower every two years. Also the  
          Legislature may reduce the fee based on reports from the Bureau  
          and/or audits. 
                     
          Remedial authority  :  

           AB 567 provides the Bureau the authority to remedy violations of  
          the law.  If the Bureau receives a complaint from a homeowner  
          about their HOA and determines there has been a violation of  
          law, it will attempt to resolve the complaint through informal  
          conference and mutual agreement of the parties; however, if that  
          is not possible it may issue a citation to the HOA.  Individual  
          CID homeowners and organizations representing seniors in the  
          state contend that without the cite-and-fine feature the Bureau  
          would not be effective at ensuring that the laws in CIDs are  
          followed.  

          The Bureau would have authority to enforce only state law and  
          not the associations governing documents.  In addition to  
          ordering a violation of law be corrected, the Bureau could  
          impose punitive sanctions. The availability of these sanctions  
          could encourage cooperation in resolving disputes informally and  
          would serve to deter intentional misconduct.  If the HOA and  
          homeowner entered into a conciliation agreement, a sanction  
          could be avoided which creates an incentive to cooperate with  
          the Bureau to remedy the violation. In assessing a fine against  
          a HOA, the Bureau would consider several different factors,  
          including the size of the  
          HOA, the gravity of the violation, the presence or absence of  
          just cause or an excuse, and the history of prior violations. 

          The administrative dispute resolution assistance could resolve  
          many disputes that might otherwise end up in court. As a result,  
          the proposed law could significantly reduce the number of CID  








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          cases that are filed in the courts. 
                
           Data Collection: 

          On March 9, 2005, this committee held an informational hearing  
          to discuss the role of state assistance and/or oversight of  
          CIDs. Several members of the committee as well as witnesses  
          discussed the fact that despite many anecdotal reports of  
          conflicts between homeowners in associations, no agency within  
          the state collects data on the types or frequency of conflicts  
          that arose within CIDs. One of the functions of the Bureau will  
          be to collect data on the volume of assistance requested and the  
          most common disputes and to make yearly reports to the  
          Legislature on recommended legislative reform based on this  
          data. Additionally, the Bureau will provide recommendations on  
          several specific issues on or before January 1, 2011.
           
          Opposition:  

          The CID Bureau is opposed by several organizations representing  
          the boards of HOAs.  These groups fear that volunteer board  
          members will be deterred from joining their HOA boards because  
          they are concerned about the enforcement authority of the  
          Bureau.  Executive Council of Homeowners (ECHO) is opposed  
          unless amended and states, "Although ECHO understands the  
          importance of holding associations and their leaders  
          accountable, we are extremely concerned that AB 567 will create  
          a leadership crisis by punishing before we educate."  ECHO  
          argues "the appropriate charter for a CID Bureau would initially  
          focus on a targeted, consistent statewide educational campaign,  
          paired with a plan to methodically gather data on problem areas  
          within community associations." 

          Additionally, ECHO would like to see the CID Bureau housed in  
          the Department of Real Estate which in their opinion, "currently  
          handles a number of CID issues and posses expertise in the  
          area." With these changes, ECHO would support the creation of a  
          CID Bureau to provide "much needed guidance for community  
          associations." 

          California Association of Community Managers (CACM) representing  
          the community managers and management firms who provide products  
          and services to also feel the enforcement provisions are  
          premature, a violation under the bill is too broad and the  
          Bureau will increase costs for all homeowners. 








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          Author's amendments:

           The author has requested the following technical amendments to  
          correct implementation deadlines and the sunset date to reflect  
          that the bill is now a two-year bill:

                 On page 9, line 32 replace 2008 with 2009. 

                 On page 10, line 31 replace 2011 with 2012.

                 On page 12, line 7 replace 2013 with 2014. 

                 On page 12, line 8 replace 2013 with 2014. 
          
          Similar legislation:

           In 2006, SB 551 (Lowenthal) would have created a CID Bureau with  
          all of the duties included in AB 567 including enforcement  
          authority and was funded through a $10 biennial fee.  The bill  
          failed passage by a vote of 3 to 4 in the Assembly Committee on  
          Business and Professions. 
           
           AB 770 (Mullin) would have created the Office of the Common  
          Interest Development Ombudsperson as a pilot project within DCA  
          to provide education, informal dispute resolution and data  
          collection about CIDs funded through a $6 biennial fee. This  
          bill was vetoed by the Governor (veto message as follow):

               This bill is unnecessary at this time.  Recent  
              legislation has been enacted to address various  
              problems cited by the author in proposing this bill,  
              including directives to the Department of Consumer  
              Affairs and the Department of Real Estate to develop an  
              on-line education resource for common interest  
              development board members, as well as a requirement  
              that associations provide dispute resolution  
              procedures.  It is necessary to gauge the effectiveness  
              of this recently enacted legislation before creating an  
              entirely new state office.

               Additionally, this bill provides no clarification on the  
              type of dispute resolution services that will be provided by  
              the proposed Ombudsperson, and does not specify the  
              difference between informal dispute resolution required by  








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              this bill and formal mediation, which
               the Ombudsperson would not provide.
                                         
           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          None on file. 

           Opposition 
           
          California Association of Community Managers (CACM) 
          Community Association Institute (CAI) 
          Executive Council of Homeowners (ECHO) (unless amended) 
           
          Analysis Prepared by  :    Lisa Engel / H. & C.D. / (916) 319-2085